Hawaii Car Rental

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Hawaii

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Insurance Guide

DO I NEED INSURANCE WHEN RENTING A CAR IN HAWAII?
Depending on your personal auto insurance policy, you may already have adequate coverage for rental cars and therefore not need to purchase additional coverage. Be sure to check with your auto insurance representative before renting so you can ensure that you understand what your coverage provides. Rental agencies offer many different optional insurance options and protection programs, representatives would be happy to speak with you about your insurance questions.

WILL MY CAR INSURANCE COVER A RENTAL CAR?
This answer varies, depending on your insurance company and policy. We recommend speaking with your credit card company or auto insurance provider to get an accurate understanding of your auto policy coverage, whether or not it covers rentals, and if you would be required to pay a deductible in the event of an accident.

WHAT KIND OF INSURANCE SHOULD I TAKE?
The protection you need for rentals depends on many variables, including your current insurance plan. Rental counter staff will be happy to guide you through your rental car protection needs and answer any questions you have, to make sure you’re making the right choice for rental car coverage.

AA Aloha Cars R Us does not assume any responsibility for coverage.
Insurance coverage's are often complex with many options & variables. Contact the rental agencies direct regards to details on what is currently covered & coverage costs, rental agencies have the right to change options & costs without notice. AA Aloha Cars R Us Inc does not take any responsibility for coverage you do or do not opt for. Below is intended to be used as a guide / coverage costs from 2018.




Advantage

RR Collision Damage Waiver --- $28.99 Day / varies depending on car type and location.
Supplemental Liability --- $15.99 Day
Renter's Liability --- $13.95 Day
Personal Accident --- $6.99 Day




CDW ~ This coverage eliminates the renter and/or any authorized drivers financial responsibility if the vehicle is involved in an accident as long as the terms and conditions of the rental agreement have not been violated.



Alamo Collision Damage Waiver (CDW) --- $31.99 Day / varies depending on car type and location.
Personal Accident/Effects (PAI) --- $7.00 Day
Extended Protection (EP) --- $14.24 Day



CDW contractually waives or limits the renters responsibility
for damage to the rental vehicle. Standard Rental Agreement terms and conditions apply.

PAI contained in the policy provides renter and renter's passengers with accidental death, accident medical expenses and ambulance expense benefits.
EP provides you with minimum financial responsibility limits (at no charge to you) as outlined in the applicable motor vehicle financial responsibility laws of the state.



Avis Loss Damage Waiver (LDW) --- $27.99 / 36.99 Day / varies depending on car type.
Cover My Liability (ALI) --- $16.84 Day
Personal Accident (PAI) --- $4.00 Day
(ESP) Emergency sickness protection --- $5.00 Day - Non US only.
Personal Effects Protection (PEP) --- $2.95 Day



Personal Accident Insurance provides accidental death and medical expense insurance benefits. It covers the renter in or out of the vehicle and passengers riding in the Avis vehicle.

ALI Additional liability Insurance provides primary liability protection for third party claims up to 2 Million Dollars.
LDW Loss Damage Waiver relieves the renter of financial responsibility for theft or damage to the Avis vehicle regardless of fault. Renters must comply with the terms and conditions of the rental agreement.
PEP Emergency Sickness Protection provides a total maximum benefit of $10,000 for medical expenses for some illness ocurring during the rental period. There is a $100.00 deductible per covered illness. This product is available only to renters with a valid non-U.S. passport.



Budget Cover The Car (LDW) --- $27.99 Day / varies depending on car type and location.
Cover My Liability (ALI) --- $16.84 Day
Cover Myself (PAI) --- $9.95 Day



With LDW, avoid paying for damage to our vehicle with no additional out of pocket expense & no increase to your personal policy due to an incident.
PAI protects you & your passengers with insurance & medical coverage, in case of an accident or worse.



Dollar
Loss Damage Waiver --- $28.49 Day / varies depending on car type and location.
Supplemental Liability --- $16.84 Day
Personal Protection --- $14.24 Day
Uninsured Motorist --- $6.95 Day
RoadSafe --- $7.99 Day


*Loss Damage Waiver (LDW) - $28.49 - $72.99 per day, depending on car type and location
RoadSafe – $7.99, daily (purchase option offered at time of rental; covers accident towing, lockout, flat tire and fuel and battery services).
Emergency Sickness Protection (ESP) – available to all non-U.S. citizens with valid non-US passport - $5.00 daily
LIS/UMP – Coverage is now combined and is $14.24 for the state of Hawaii Protect the car.
SLI provides the renter or any additional authorized driver listed in the rental agreement with automobile liability coverage against third party claims for bodily injury, including death, and property damage resulting from an automobile accident.
Personal Protection Plan (“PPP”) includes Personal Accident Insurance (“PAI”) and Personal Effects Insurance (“PEI”).
Uninsured & Underinsured Motorist Protection (“UMP”) is a companion product to Supplemental Liability Insurance (“SLI.”) UMP provides coverage for injuries and damages caused by an owner or driver of an uninsured or underinsured third party vehicle. UMP can only be purchased with SLI.




Enterprise
Damage Waiver (DW) --- $31.99 Day / varies depending on car type and location.
(SLP) Supplemental Liability --- $11.99 Day
(PAI/PEC) Personal Accident / Effects --- $5 to $12 Day




DW if elected, waives the renter's and authorized driver(s) responsibility for loss or damage to the rental vehicle up to the full value of the vehicle including administrative and loss of use fees.
PAI provides you and your passengers with Accidental Death, Accident Medical Expenses and Ambulance Expense benefits. PEC insures the personal effects of Renter, or any member of Renter’s immediate family who permanently resides in your household and who is traveling with you.
Supplemental Liability Insurance which provides primary protection for liability claims against the Renter and authorized drivers for injury/death or property damage.




EZ Car Collision Damage Waiver --- $28.99 Day / varies depending on car type and location.
Supplemental Liability --- $15.99 Day
Renter's Liability --- $13.95 Day
Personal Accident --- $6.99 Day



CDW ~ This coverage eliminates the renter and/or any authorized drivers financial responsibility if the vehicle is involved in an accident as long as the terms and conditions of the rental agreement have not been violated.




Hertz Loss Damage Waiver --- Varies depending on car type and location.
Liability Supplement --- $14.24 Day
(PEC) Personal Effects --- $6.95 Day



(LDW) relieves you of all financial responsibility for the loss or damage to the rental car, whether or not you have insurance to cover such damage.
Liability Insurance Supplement (LIS) provides coverage for you and other authorized operators of your rental vehicle for third party claims.
Personal Accident Insurance (PAI), offered in combination with PEC, allows you to elect accidental death and accidental medical expense coverage for yourself and your passengers during the rental period of the vehicle.



National Loss Damage Waiver --- $31.99 Day / varies depending on car type and location.
Loss Damage Waiver 3000 --- $11.99 Day
(SLI) Supplemental Liability --- $10.95 Day
(PAI) Personal Accident --- $6.50 Day



National waives up to the first $3,000 of loss or damage to The rental vehicle. The renter or authorized driver(s) pays or any loss or damage in excess of $3,000 up to the full value of the vehicle.
Full Value LDW if elected, waives the renter's and authorized driver(s) responsibility for loss or damage to the rental vehicle up to the full value of the vehicle including loss of use fees.
If selected and paid for, PAI provides Renter and Renter's passengers with Accidental Death, Accident Medical Expenses and Ambulance Expense benefits.
Supplemental Liability Insurance which provides primary protection for liability claims against the Renter and authorized drivers for injury/death or property damage.



Payless (CDW) Collision Damage Waiver --- $24.99 / $26.99 / 30.99 Day / varies depending on car type.
(SLI) Supplemental Liability --- $16.84 Day
(PAI/PEC) Personal Accident / Effects --- $4.99 Day

(ESP) Emergency sickness protection --- $4.99 Day - Non US only.


Loss Damage Waiver relieves the renter of financial responsibility for theft or damage to the Payless vehicle regardless of fault. Renters must comply with the terms and conditions of the rental agreement.
Emergency Sickness Protection provides a total maximum benefit of $10,000 for medical expenses for some illness ocurring during the rental period. There is a $100.00 deductible per covered illness. This product is available only to renters with a valid non-U.S. passport.
Additional liability Insurance provides primary liability protection for third party claims up to 2 Million Dollars.

Personal Accident Insurance provides accidental death and medical expense insurance benefits. It covers the renter in or out of the vehicle and passengers riding in the Payless vehicle.




Thrifty Loss Damage Waiver --- $28.49 Day / varies depending on car type and location.
Supplemental Liability --- $16.84 Day
Personal Protection --- $14.24 Day
Uninsured Motorist --- $6.95 Day
RoadSafe --- $7.99 Day
Emergency Sickness Protection (ESP) --- $5.00 day



Protect the car. When you purchase Loss Damage Waiver (LDW), you are relieved of financial responsibility if your rental car is damaged or stolen.
SLI provides the renter or any additional authorized driver listed in the rental agreement with automobile liability coverage against third party claims for bodily injury, including death, and property damage resulting from an automobile accident.
Personal Protection Plan (“PPP”) includes Personal Accident Insurance (“PAI”) and Personal Effects Insurance (“PEI”).
Uninsured & Underinsured Motorist Protection (“UMP”) is a companion product to Supplemental Liability Insurance (“SLI.”) UMP provides coverage for injuries and damages caused by an owner or driver of an uninsured or under-insured third party vehicle. UMP can only be purchased with SLI.
Emergency Sickness Protection (ESP) available to all non-U.S. citizens with valid non-US passport -

Rates and coverage's are subject to change without notice.


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